National Debt Help is an Internet Property of LeadingResponse (“Company,” “we” or “our”). Company is not affiliated with, or endorsed or sponsored by, any governmental entity. Company does not: (a) make monthly payments to creditors; (b) assume consumer debt; (c) provide debt settlement-related, debt consolidation-related and/or credit counselling-related products and/or services; or (d) provide bankruptcy, tax, legal or accounting advice; and (e) nothing we do, and no element of the Site Offerings, should be construed as such.

The ultimate terms and conditions of any debt settlement-related, debt consolidation-related and/or credit counselling--related products and/or services made available via the site and its related offerings (collectively, “Site Offerings”), will be determined by the third-party providers of such products and/or services that are accessible via the Site Offerings (“Third-Party Service Providers”). The Third-Party Service Providers may charge a fee for their products and/or services. For debt settlement programs, by law, you may not be charged any fee until a debt settlement is arranged on your behalf, you approve the settlement and at least one payment is made towards the subject settlement.

There is no guarantee that any Third-Party Service Provider will lower your debt obligations, in either the principal or interest rate owed, or that you will be debt-free at any set time. Potential savings may vary depending on the applicable debt settlement program offered by our Third-Party Service Providers.

The Site Offerings are not a substitute for professional legal and/or financial advice. You should always check with your attorney, accountant and/or other financial services providers to be sure that any advice, products and/or services offered by and/or through the Site Offerings are appropriate for you. In particular, you should contact a tax professional for advice regarding any tax-related implications associated with debt settlement programs and contact a bankruptcy attorney to discuss any available bankruptcy options.

Debt relief services are not available in all states. Any use of the terms “debt relief,” “debt-free” and/or “debt freedom” in connection with any Site Offerings refers only to unsecured debt enrolled in a debt settlement program, and does not relate to, or promise any relief from, secured debt and/or unsecured debt that is not enrolled in a debt settlement program. Please understand the benefits and consequences of enrolling in any debt settlement program, including potential negative impacts on your credit rating. Reliance on any information made available to you by and through the Site Offerings, including the Content, is solely at your own risk. Company disclaims any and all liability for any loss, damage or injury based on information directly or indirectly obtained through the Site Offerings.